Insurance and Fees
A clear overview of insurance options, session rates, and
what to expect when planning your care.
We Accept Most Insurance Plans
In‑network with major providers.
Note: Independently licensed therapists are also in‑network with UMR. We do not accept EAP plans. Insurance verification is completed during intake scheduling, and clients are responsible for understanding their benefits.
How Insurance Works
Explanation of Benefits: You receive a summary of what your plan covers and any out‑of‑pocket costs.
Ongoing Billing: Claims are submitted directly to your insurance provider, and you are notified of any updates.
Our Session Fees
Transparent rates for clients choosing to pay privately.
Master's Level Intern
Graduate‑level trainees practicing under supervision.
Intake session (60 min)
Individual session (55 min)
No‑show / late cancellation
Associate Licensed
Therapists (LAC)
Therapists who have completed graduate training and are working toward independent licensure.
Individual intake (60 min):
Couples/relationship intake (60 min)
Individual session (55 min)
Couples/relationship session (55 min)
No‑show / late cancellation
Independently Licensed Therapists
Fully licensed clinicians with advanced training and independent practice authority.
Intake session (60 min)
Couples/relationship intake (60 min)
Individual session (55 min)
Couples/relationship session (55 min)
No‑show / late cancellation
Note: HSA/FSA cards and all major credit cards are accepted. Superbills are available for out‑of‑network reimbursement.
Out‑of‑Network Options
Support for clients using plans we do not directly accept. If your insurance is out‑of‑network, we can provide a monthly invoice for potential reimbursement. Many clients receive partial reimbursement depending on their plan.
